Animal Crossing: City Folk Tips

Coconut Tree
Sometimes you see a coconut on the shore line. Get a shovel and plant the coconut on the shore line that seperates the grass from the sand. Plant the coconut and in 3 days (you can time travel) go back and there is your coconut tree! You can plant as many as you like to get alot of bells. Since its a foreign fruit its worth 500 bells. The only bad thing is there is 2 coconuts on the tree instead of 3! Hope I helped!!!