Animal Crossing: City Folk Tips

In Desperate Need of Bells?
If you're like me and struggling to pay off your debts, I suggest that you dig up all the fossils you can find and get it checked at the museum. After that the Owl dude will ask you to keep it. If you want to be a good samaritan then by all means give it to him. But if you really need the money, I suggest you tell him to give it back and then take it to Nook and sell it. He gives pretty good offers for something you dug up from the ground.