how you do it is save your game before you play then play and and if you lose go home back on the game load it up again and try a new formation.
Before you play your next opponent, bid on a couple of their players (like the goalkeepers for instance).
While playing them, and you see you're going to lose, go to a player you've bid on.
Then go to 'transfer offer' and then, on top, you see (not continue but) home.
Click on home and you're able to play the same game again!
(this does spoil your game a bit, but it's a good trick to get your sugar daddy! without having to restart your game over and over again)
- Set the players value on the transfer list to £0, click make offer and wait until someone makes you an offer.
- When they do, set the value up to 100 million and then set the sell on clause to 50% if you want. When this is done, press 'L' to get off the offer then press square to get back on it.
- When back on the offer, press start and you'll go back to the news screen. Then you press square and you'll have an offer for 100 mil + 50% sell on clause and then all you need to do is accept the offer!